One of the major goals you and I have in life is financial independence. However, the subject of money is a source of frustration to many today. This largely because we do not understand the laws that govern its flow. The law of cause and effect affects money just like it affects every other area of life. We may also call it the law of sowing and reaping. Just like there is no hope of a harvest until seeds are sown, so there is no hope of acquiring money until certain things are done.

First, to become wealthy, you must believe that you have the God-given ability to make money. Deuteronomy 8:18 says, “… it is God that gives you the power to get wealth.” You must also believe that there is no shortage of money around you. Get read of scarcity mentality. Develop the mentality of abundance. The next thing you must do is to decide to become wealthy. Decision determines destiny. You become wealthy when you believe that you have the ability to become wealthy. All things are possible to him that believes. What you believe determines what you do. You will always consistently take actions that will turn your belief into reality. When you believe that you can make money, you will begin to do the things that will attract money into your life. Those who don’t believe that the can make money don’t do the things that attract money, rather they give excuses. Dear friend, write down all the reasons why you are not to yet to be rich. And please realise that they are just that – excuses. There is no good reason why you should not be wealthy. Money flows towards in exchange for what we give to others. Before money existed, people went to the market to exchange goods. The person who has rice exchange some with the person who sold meat. The poor person was the one who had nothing to exchange with others.

This principle still governs the flow of money today. The amount of money that flows to you depends on the value or price people place on what you are selling. You cannot sell a pair of shoes for the same price as a car. Therefore, if you want to increase the quantity of money that flows to you, increase the quality and quantity of what you have to sell. As good as they are, prayer and fasting can replace this law. They can only enhance it. After you have prayed and fasted, decide on the amount of money you want and what you are going to sell to get it. That is the starting point for miracles.

There are some who believe that the reason for our lack of money is lack of capital. But your most precious capital is your time. One major difference between the poor man and a rich man is the way they use their time. Remember the saying; “time is money.” In other words, we give our time in exchange for money. Your time is really all you have to sell. How much is one hour worth to you? Some spend their time while others invest theirs. If you spend time or money, they are gone forever. If you invest them, they multiply back into your life. One of the smartest things you can do is to invest part of your time and money improving your skill. Buy books related to your job area or area of business and read at least one hour a day. Take a course in an institution. Investing four of five years studying a course is a tremendous investment. It will save you years of toiling at lower levels of achievement.

Here are some other important keys to entering your wealthy place:

  • Savings: Don’t spend everything you earn. Put aside at least 10% in a savings account. What you save today will to a large extent determining your financial future. Proverbs 20:21 says, “there is desirable treasure and oil in the dwelling of the wise, but the foolish man squanders it.”
  • Investment: make the money you are saving to produce more money. Put it in a fixed deposit account. Buy shares in a profitable company. Buy land. Don’t let money be idle. These investments give you better returns than keeping your money in an ordinary savings account.
  • Insurance: Put a little sum of money monthly in an insurance policy. It is a form of savings. Over a long-term, it generates compound interest. Moreover, it makes some money available to your family in case of eventualities. However, dear friend, God will preserve you and satisfy you with long life in Jesus name.

Finally, take a giant step towards financial harvest by sowing financial seeds. Give to God at least 10% of your income. It is called the tithe. Doing this will change your life. Also, give to other people. Luke 6:38 says, “give and it shall be given unto you, good measure, pressed down, shaken together and running over will be put into your bosom. For with the same measure that you use, it will be measured back to you.”

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